What is SR22 Insurance?
Let me start by saying SR22 is not insurance at all. An SR22 is an insurance filing attached to your car insurance policy that will notify the requesting state that you have an active auto insurance policy that meets state minimum liability requirements. In Washington State, the minimum requirements are $25,000 bodily injury liability per person / $50,000 bodily injury liability per occurrence / $10,000 property damage liability or $60,000 combined single limit of liability.
Who Needs SR22 Insurance?
Have you been told you need to obtain SR22 Insurance in order to reinstate your drivers license? Most commonly in washington State, SR22 Insurance is required following a DUI or Negligent Driving violation. Commonly SR22 Insurance will be required by the State of Washington for 3 years following the conviction date of the infraction.